DIY Credit Repair is a Way to Improve Your Credit Drastically Without Breaking The Bank! For $49, You Can Get Your Life Back…It’s That Simple.
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This is our Smart Money Secret Review, if you are in search of the actual smart money secret website, Click Here!
Your credit report and your credit score play a critical role in determining your financial health and progress. Getting into debt will translate to a higher level of interest and a more difficult financial position. Managing your credit score is not an easy task. After a tough year in 2015, my credit score was not favorable at all and I needed a concrete solution on how to manage it.
In early 2016, after seeking the help of professionals, I was referred to try out smart money secret by Scott Hilton and therein was the beginning of my favorable credit score. Smart Money Secret is a program that aims at closing the loopholes that lead to a poor credit score such as credit default.
Is Smart Money Secret a Scam? (I hear this a lot…)
Not at all… The system was created by Jay Hannon who has accumulated vast experience in debt management and collection. It does not matter how poor your credit score is, the program helps you to start from where you are. Scott Hilton wrote the book with help from his wife Alison Hilton. More than 17,000 people (at the time of this review) have purchased this product and thousands and thousands of them have had their credit score increase by using this step by step diy credit repair system!
Advantages of the Smart Money Secret Book
There are several advantages of this product. To start with, it does not take a lot of time. In fact, if one is faithful to the program, you can get tangible results in only thirty days. After the thirty days, you will learn that you will be in a position to control your debt. Furthermore, it will mean a lower interest rate.
Second, the program is legal in all aspects. Hannon does not teach you how to circumnavigate the law in order to realize your credit score objectives. When I heard about the offer, I was worried that I will be taught to do something illegal. But it turned out to be a 100% legal way of improving my credit score. In connection to this, one does not need to have a legal knowledge either. The program is structured in a way that anyone can understand.
Third, Smart Money Secret is totally safe. It doesn’t create more problems for you. Your personal information is kept confidential. In my search for credit repair, I was frustrated by the way some credit repair companies take advantage of the clients’ situation. I took a long look to make an informed choice due to the suspicion that came with my choices and preferences. But this program gave me a peace of mind to learn that I am safe and am dealing with competent and trustworthy people.
Lastly, following Hannon’s model helps you to look for a lasting solution in order to have long term credit success. For example, you are not required to file for bankruptcy. This is because filling for bankruptcy can adversely affect your credit score for a number of years to come. In addition to that, you are not required to talk to the creditors or collectors, either by phone or face to face. Many people who have run into debt know too well how difficult it is to have a deal with creditors and collectors.
Is the Smart Money Secret Just a Book?
Nope, when you purchase the book, you get the following benefits:
- A hard copy of the book sent to you
- You also get instant access to the PDF version of the book.
- You get access to the CreditSecrets.org website dashboard that has a step by step “Quick Start” guide as well as other helpful tips
- You get access to the Credit Secret Facebook group where you will join the other 17,000+ members.
*** This Facebook group is worth the price of the book itself. It is where everyone asks questions, helps the newbies, and announce their credit score successes (We use the hashtag #SMCWIN so they are searchable!)***
Disadvantages of the Scott Hilton’s Credit Repair Book
Jay Hannon talks about a client who used the service. An actor, who due to unemployment, was working as a part time salesman. He says that the actor just needed a good credit score in order to secure finances. However, Hannon did not choose a success story wisely, it has a few flaws.
For example, on top of the good credit score, the actor would still need a guarantee about income. Nevertheless, this story does not dis-credit the entire program. Hannon has given other success stories that have been based on very accurate and realistic dynamics. Moreover, The other con is that not many people would believe that smart money secret is a legal way of improving your credit score. But after you enroll in the program, you will see that there is no need to worry about this.
The Verdict and Conclusion of Our Smart Money Secret Review
Improving your overall credit score will help you to get a loan, buy a house, or get a new car. In this regard, it is important that you try an effective and lasting solution such as the smart money secret. Since the program is meant to help you get out of debt and manage your finances, it is not expensive. It goes for only $49 which is worth it comparing to the possible outcomes. Moreover, it comes with a 100% money back guarantee.